Get cash from the value of your home’s equity.Hassle-free process with less paperwork and faster closings.Easy refinance option for borrowers with existing VA loans.Veterans, active-duty, National Guard and reserve service members may qualify, as well as surviving spouses.Freedom Mortgage VA Home LoansĪccording to its website, Freedom Mortgage offers the following VA home purchase loan products: VA Home Purchase Loans In fact, there’s no greater honor.”įreedom Mortgage offers conventional, FHA, VA and USDA loans for home purchase and refinance. “While we are proud of this designation, our focus has always been serving veterans and Americans who have very little or no down payment so they can buy their first home and experience the joy and rewards of homeownership. “We are committed to fostering homeownership at Freedom Mortgage, and the numbers show it,” Freedom Mortgage President Stanley Middleman said in a press release. Virgin Islands, according to its website.įounded in 1990, Freedom Mortgage offers a range of mortgages, including adjustable and fixed-rate conventional, FHA and VA loans. Other Freedom Mortgage Home Purchase Loansįreedom Mortgage operates in all 50 states, Washington, D.C., Puerto Rico and the U.S.The company was the top third VA lender for all loans in 2022 and remains among the top five VA lenders for all VA loans so far in 2023, as well as the top five for VA cash-out and streamline (IRRRL) loans.

He was a combat veteran, career Marine of over 22 years and they just auctioned off the property, breaching the agreement.Freedom Mortgage is one of the most competitive VA lenders on the market. This company lied to us, then sold my father's home. They didn't mention anything about it when my sister called them a couple weeks ago. We have received no communication regarding another foreclosure or auction. They have my phone number, email, and home address, and that same information for my sister as well. They claim they have been trying to reach us for many many weeks, however, this is not true. They did not honor the agreement, the new loan or anything they said they would. Less than a week ago we found out they went ahead and auctioned off the house. They reviewed the account and took the payment as agreed. We spoke to them at the end of October to make the payment. The agreement was to make the first payment on the new loan in November. There was an auction set to happen about two months ago, but once we were approved, they stopped the auction and took the house off the market. I will NEVER use Freedom Mortgage again.Īfter my father passed, we applied for a loan modification to assume the loan. We almost lost the house we were attempting to buy because of Freedom Mortgage and this individual loan officer. She kept asking for information, and after sending it to her, it would take an additional 1-2 days to respond and she would lose the pay stubs and w2’s that I sent her and ask me to resend them. When I did finally make contact with her, she was clueless as to where we were in the loan process and delayed my process by another week. It took her almost a week to respond to my phone calls and e-mails. I had received a preapproval from a loan officer that had resigned at Freedom Mortgage and a new loan officer took over my file. I attempted multiple times to make contact via phone or email. There was zero contact and communication from her. I don’t know if it was lack of experience or just plain incompetence, but my lender with freedom mortgage was awful. As a former vet, I had attempted to use Freedom Mortgage as my lender for the purchase of a new home.

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